Happi-Pay offers a mobile-based payment solution for local merchants. Users have to download the app, search and select the merchant and pay to them. They can also pay donation and manage expenses, through the app. The app can be used by merchants to receive payments. It provides mPOS solutions, make payment notification to customers. Merchants can also reach out to past customers for promotions and offers and get analytics, which can be used to get loans from financial institutions.